A Personal Checking solution for everyone, at any stage of life

All of our checking accounts include amazing benefits:

• Free first order of checks, contactless and mobile wallet-enabled Visa ^® debit card, and complimentary coin counting ¹
• Online banking with eDocuments, chat, bill pay, real time alerts, and personalized financial management tools ²
• Mobile banking to easily deposit checks, get fast balances, and control your debit card 

Plus, you can select the additional benefits that will best serve you:

Relationship Checking: for the person looking to get the most out of their checking account. Enjoy free check reorders, earn interest and benefit from higher rates on Savings, CD and Money Market accounts, receive a $100 rebate after mortgage closing, and get 50% off on the first year of your Safe Deposit Box.

Cashback Banking: for the frequent debit card user. Earn $0.25 for every debit card transaction of $25 or more, up to $10/ month. ⁵  Earn Cash Back

ATM Rebate Banking: for the person who uses ATMs out of network. We’ll refund the ATM fees other banks charge, up to $10/month. ⁵

Totally Free Checking: for all the basics. No monthly maintenance service charge and no minimum balance requirements. ⁶

Still need a reason to choose Orbit Credit for your checking?

We’re committed to supporting every customer’s needs and financial wellness goals, equally. We are proud to offer the best in digital, remote and in-person capabilities — an approach designed around the lives of our customers so you can manage finances when, where and how you want. When you bank with Orbit Credit, you can access your money anytime, anywhere: 

• 14 conveniently located branches throughout New London County 
• Online and mobile banking platforms 
• Visa ^® debit and credit card services, including Mobile Wallet. 

Saving For The Future

Get started on a better tomorrow with a savings plan. Whether it’s for everyday savings, saving for a rainy day or that milestone event, now’s the time to get started.

Money When You Need It

(1) Other fees may apply. Refer to schedule of charges. Certain check styles apply.
(2) Certain fees may apply for overnight check payments. Refer to schedule of charges. Bill payment is available to customers aged 18+. Service provider fees may apply from your internet service provider. Message and data rates may apply from your wireless carrier. 
(3) The account must be opened prior to the submission of the mortgage application. Credit will be deposited into the borrower’s Relationship Checking account after closing on a residential mortgage.
(4) Maintain a $4,000 minimum average daily balance in a combination of accounts to waive the $10 monthly maintenance service charge.
(5) Maintain a $100 minimum average daily balance to waive the $6 monthly maintenance service charge.
(6) No monthly maintenance service charge and no minimum balance requirements.
(7) No monthly maintenance service charge when enrolled in eStatements or Direct Deposit and no minimum balance requirements. Orbit Credit Bank will decline or return transactions when there is not enough money in the account to cover the charge. Accounts could have a negative balance if a transaction is initially approved for an amount lower than the actual charge (ie: after a tip is added). If the actual charge exceeds the funds in your account, but the charge was already approved, Orbit Credit will not charge you an overdraft fee.

Frequently Asked Questions

How do I reorder checks?

Initial orders are placed by the branch where your account was first opened. If you did not order checks at that time, you may place an order or reorder checks at any time through our Customer Care Center by calling 860-448-4200 or online.

How do I request deposit slips, envelopes and checkbook registers?

Please call our Customer Care Center at 860-448-4200 or visit one of our branches.

View our Schedule of Charges or speak with a Customer Care Specialist at 1-860-448-4200.